Cosmic Collaborations Product & Services Menu

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Our compliance management system review will evaluate the current state of your compliance management framework against regulatory expectations. 

What the Service Provides:

• Board & Management Oversight
• Consumer Compliance Program

Our compliance management system development services will help you build a scalable CMS framework that meets regulatory requirements and turns your compliance obligations into a competitive advantage.

Our Compliance Audit service provides financial institutions and Fintechs independent, third-party reviews of your operations to ensure adherence to federal banking regulations and consumer protection laws.

What the Compliance Audit Service Provides:

• Lending Reviews
• Deposit Reviews 
• BSA/AML Reviews

Our ACH Consulting services provide financial institutions and Fintechs with an independent review of your Automated Clearing House operations to ensure compliance with Nacha Operating Rules and federal regulations.

What the ACH Audit Service Provides:

• Nacha Operating Rules Audits
• ACH Risk Assessments 
• ACH Operational Control Testing or Review

Our training service helps financial institutions and Fintechs strengthen compliance culture through examiner-aligned education.  Each session can be customized to your institution’s policies and procedures, roles, or delivered as a regulation-only course based on federal requirements.  These training sessions can be aligned with your needs for onboarding, policy training, annual refresher courses, or specialized workshops.

What the Training Service Provides:

• BSA/AML
• Consumer Protection Regulations
• Fair Lending & CRA
• Payment Compliance, including NACHA operating rules and error resolution

Our compliance consulting services are designed to partner with financial institutions and Fintechs navigating the complexities of compliance strategies.  From regulatory compliance and risk management to digital transformation and product strategy to strategic planning, our consultants bring deep industry expertise and a hands-on approach to every engagement.